Rates

Certificate of Deposit Rates

Rates offered as of 4/1/18. Rates are subject to change without notice. 

Term Interest Rate APY (Annual Percentage Yield) Minimum Deposit

11 Month No Penalty Savings CD Special    

1.79%

1.80%*

$500.00

20 Month Traditional CD Special

2.17%

2.18%**

$5,000.00

33 Month Raise Your Rate CD Special    2.58% 2.60%*** $5,000.00

* Annual Percentage Yield effective as of April 1, 2018.  No partial withdrawals. CD needs to be open 7 business days prior to closing the CD. Minimum of $500 required, maximum balance of $250,000. Checking relationship required. Institutional/business funds not eligible. Limit one consumer CD special per Tax Identification Number.

** Annual Percentage Yield effective as of April 1, 2018. Minimum of $5,000 required, maximum balance of $250,000. Checking relationship required. Early withdrawal penalties may apply. Fees may reduce earnings. Institutional/business funds not eligible. Limit one consumer CD special per Tax Identification Number.

*** Annual Percentage Yield effective as of April 1, 2018. Minimum of $5,000 required, maximum balance of $250,000. Checking relationship required. Early withdrawal penalties may apply. Fees may reduce earnings. Rates can be increased one time during the term of the 33 month CD to the current rate of the current term remaining. Institutional/business funds not eligible. Limit one consumer CD special per Tax Identification Number.
 

Mortgage Rates

Rates offered as of 6/12/18 and are subject to change without notice.  Rates are based on a minimum loan amount of $100,000 and a credit score of 740 or above. For rate quotes under $100,000 and for rates with no closing costs, please call our mortgage team at 319.862.2728. Rates quoted are for purchase transactions and are subject to credit approval.

Program Interest Rate APR* Monthly Payment Per Thousand Points Lock Days
30 Year Fixed 4.375% 4.495% $4.90 0.250% 30
15 Year Fixed 3.875% 4.061% $7.25 0.125% 30
           

 

* Annual Percentage Rate

The home loan rates and terms listed here are indications only and are subject to change without notice. Mortgage payment does not include insurance and taxes and mortgage insurance; actual payment may be higher. Rates may vary due to subject property, loan characteristics, credit qualification and other factors. If the LTV is greater than 80%, mortgage insurance may be needed which could increase the APR and monthly payment. Rates and terms assume owner-occupied, single-family properties for 80% loan-to-value loan amounts up to $424,100. CRBT is not responsible for typographical errors or omissions.