Personal Savings Accounts

No matter what your unique financial situation, Cedar Rapids Bank & Trust has a variety of savings options custom fit to suit you. 

 

 

Steady Savings**

Select Savings

Money Market

Future Fund

Piggy Bankers

Account
Description

A savings account with unlimited on-site withdrawals.

An interest earning, tiered rate account offering market-leading rates. 

An interest earning, tiered rate account with limited check writing privileges and market-leading rate.

A savings account designed for building funds for a specific future use.

A savings account designed for children 18 years of age and under.

Minimum Opening Deposit

$100.00

$10,000.00

$1,000.00

$1.00

$1.00

Minimum Balance Requirement

$200 Average Daily Balance

$10,000.00 

$1,000.00 Average Daily Balance 

None

None

Monthly Service Charge (if below minimum)

$2.00

$10.00

$5.00

None

None

Withdrawals

Unlimited on Site; Limit of 6 Debits Per Month 

Unlimited on Site; Limit of 6 Debits Per Month*** 

Unlimited on Site; Limit of 6 Debits 
(3 Checks) Per Month*** 

1 Per Year

Unlimited on site; 6 free debits/ withdrawals per month

Interest Earned*

Variable 

Variable 

Variable 

Variable 

Variable 

ATM Annual Fee

$ 15.00

$ 15.00

Not Applicable

Not Applicable

Not Applicable

Non-CRBT ATM Transaction Fee

$1.50

$1.50

Free

Not Applicable

Not Applicable

eStatements

Free

Free

Free

Free

Free

24 Hr Phone Banking

Free

Free

Free

Free

Free

 

 * Refer to the Cedar Rapids Bank & Trust rate sheet for information on interest rates and annual percentage yields.
** Maintenance fee waived for individuals 25 years of age and under.
*** A per item fee of $10 may be charged for each debit transaction in excess of six during a monthly statement cycle.

All fees subject to state and local sales tax.