Xavier Checking

Show your Xavier pride! Earn exclusive benefits for you and Xavier Foundation with an Xavier checking account. Exclusively designed for Xavier students, parents, faculty and supporters, enjoy a checking account that offers you premium rewards, convenience and a way to give back to Xavier.

 

Account benefits include:

 

Xavier Checking Rewards

  • 2.22% APY on balances up to $15,000¹
  • ATM fee refunds nationwide¹
  • $50 account opening bonus²
  • Free custom Xavier checks and checkbook cover
  • Free Visa debit card

 

Donation to Xavier Foundation

  • Cedar Rapids Bank & Trust will proudly make a $50 donation to the Xavier Foundation for every new Xavier Checking account.³

 

Mobile Banking

  • TouchBanking® mobile app (Google Play or App Store)
  • Mobile Deposit
  • Popmoney® - a person-to-person payment system via email or text

 

To learn more, contact any of our friendly Account Executives today at 319.862.2728.

 

¹ Annual Percentage Yield. Rate may change after account is opened. APY accurate as of February 23, 2017, and is not an introductory rate. Opening deposit requirement of $100. APY is for balances up to $15,000. An interest rate of 2.20% will be paid only for that portion of your daily balance that is $15,000 or less. The APY for this tier will be 2.22%. An interest rate of .25% will be paid only for that portion of your daily balance that is greater than $15,000.01. The APY range for this tier will be 2.22% to .54%. If your daily balance is $15,000 or less and you have not reached the minimum 15 posted Visa Check Card credit transactions, the interest rate and APY paid on your balance will be .10%. If your daily balance is $15,000.01 or more and you have not reached the minimum 15 posted Visa Check credit transactions, the interest paid on the balance above $15,000.01 will be .01% with an APY range of .10 to .02%. To earn stated APY and ATM fee refunds of $20 per month, the following monthly items are required:  minimum of 15 Visa Check Card credit transactions per statement cycle; enroll in online banking; receive eStatements; and set up one direct deposit or direct debit.

² $50 bonus will be credited into your account after an automatic transfer (ACH) occurs in your new account and will be reported as interest income to the IRS on a 1099-INT.  $100 deposit is required to open account.  

³ $50 donation to Xavier Foundation will be made from CRBT after an ACH occurs in your new account.  MEMBER FDIC