Personal Checking Accounts

Cedar Rapids Bank & Trust makes managing your money even easier. Personalized options, responsive service and knowledgeable employees guarantee you've found a better way to bank. With a variety of checking account options, you have the freedom to choose an account that fits both your lifestyle and your financial needs. 

Download CRBT's TouchBanking Mobile App (click for more info).

 

 

Free

MAXX

Cedar Rapids

Step Up Teen

Wisdom***

Premier Plus

Account Description


A checking account with no minimum balance requirement or monthly service
fees.

 

A checking account that rewards clients with a premium rate and refunds on all other bank's ATM fees.¹

An interest bearing checking account with a low average daily balance requirement.

 

Designed to give teens ages 11-17
the tools they need to "step up" and become more financially savvy and independent.

An interest bearing, no minimum balance checking account for clients 50 years of age
and above.

An interest bearing, relationship checking account offering the best value to clients.

Minimum Opening Deposit

$100.00

$100.00

$100.00

 

$25.00

 

$100.00

$1,000.00

Minimum Balance Requirements

None

None


$500 Minimum or
$750 Average Daily
Balance

None

None


$20,000.00 Deposit
Relationship

Monthly Service Charge

(if below minimum)

None

None

$6.00 (waived if individual meets Minimum Balance Requirement)

None

None


$20.00
(if below minimum)

Interest Earnings*

None

Variable

Variable

None

Variable

Variable

Visa Check Card

Free

Free

Free

Free

Free

Free

Non-CRBT ATM Transaction Fee


6 Free;
$1.50 Thereafter

Up to $20 in refunds/month¹


6 Free;
$1.50 Thereafter

Free

Free

Free

Check Orders

Available


Free 1st Box of
MAXX checks


Free 1st Box of
Cedar Rapids checks

Not Available


Free Wisdom
checks


Free Premier Plus
checks

Check Images

Available Online

Available Online

Images Provided via Statement or Online

Not Available

Images Provided via Statement or Online

Images Provided via Statement or Online

Linked to CRBT Line of Credit**

Available

NA

Available

NA

Available

Available

Safe Deposit Box2

1st Year Free

1st Year Free

1st Year Free

1st Year Free

1st Year Free

1st Year Free

Personal Online Banking

Free

Free

Free

Free

Free

Free

Online Bill Pay

Free

Free

Free

Free

Free

Free

eStatements

Free

Free

Free

Free

Free

Free

24 Hour Phone Banking

Free

Free

Free

Free

Free

Free

 

*Refer to Cedar Rapids Bank & Trust rate sheet for information on interest rates and annual percentage yields.
** Subject to credit approval. 
*** Must be 50 years of age and over. 
1 Maximum ATM fee refunds of $20 per month.

2 Receive free 3x5 safe deposit box or 3x5 discount on all other available sizes during first year only.
All fees subject to state and local sales tax.