Your CRBT Support Team

In today's fast-paced world, we understand that building a relationship with a responsive, knowledgeable banker - and equally important, their support team - can make the difference between deals happening or opportunities missed.

With Cedar Rapids Bank & Trust, find confidence knowing that you are working directly with the decision makers and that you have a responsive team that is committed to helping you build, grow and manage your business successfully. We're People you can bank on.®


Meet our knowledgeable professionals:

Ruth Nebergall, Vice President of Commercial Banking

Ruth Nebergall

Relationship Manager

319.743.7026  |

Ruth serves as your primary contact and is responsible for your overall business relationship with Cedar Rapids Bank & Trust. She is ready to assist you with your business financial strategy, while delivering a personalized and comprehensive approach.


Bailey Dietz, Associate Relationship Manager

Bailey Dietz

Associate Relationship Manager

319.743.7164 |

Bailey serves as primary back-up for Ruth. She works with you on financial statements, monitors borrowing bases, loan covenants, and works closely with Ruth in preparation and analysis of loan requests.


Lu Anne Reifschneider, Assistant Vice President and Relationship Banking Associate

Lu Anne Reifschneider

Assistant Vice President, Relationship Banking Associate

319.743.7030  |

Lu Anne works with you and your business regarding daily service needs such as loan balance inquiries, payment processing, loan history and documentation.




Cedar Rapids Bank & Trust offers a suite of treasury management solutions to help your company maximize cash management control, efficiently manage resources and enhance security. Products and services include remote deposit, positive pay, ACH origination, investment products, accounts receivable, merchant processing and business credit cards. To learn more, contact any of our Treasury Management Sales Representatives.


Melanie Pierce

Melanie Pierce

Treasury Management Officer

319.743.7116  |





Our Treasury Management Support Team is ready to assist you with daily service needs regarding business online banking, balance inquiries, check clearing, remote deposit, accounts receivable processing, positive pay, ACH origination, merchant processing and business credit cards.

Group Phone.  319.743.7002  |  Group Email.


Photo of Karon Schladetzky, Assistant Vice President of Treasury Management

Karon Schladetzky

Assistant Vice President, Treasury Management




Photo of Nicole Langerman, Treasury Management Assistant

Nicole Langerman

Treasury Management Assistant




Jennifer Sheffner

Jennifer Sheffner

Treasury Management Associate




Angie Lagerquist

Angie Lagerquist

Treasury Management Associate